IU: 216. AU: 45. HCU: 42. Entry fee: Starts at $138,000. Monthly fee: Starts at $2,510. Not-for-profit community offers Type C contract (fee for service) with a 50-month declining refund, in addition to 90 percent and 100 percent refundable entrance fee plans. Views of Sugarloaf and Catoctin Mountains, eight miles south of Frederick. Cottages, apartments, indoor pool, game room, library, fitness center, computer center, bar and grill, pets welcome.